Gilmer National Bank Internet Banking Privacy Policy

Be it resolved, the Board of Directors of Gilmer National Bank of Gilmer, Texas acknowledges its business and consumer customers’ expectation that their financial and personal information is private and secure, whether it’s on the telephone, in our lobby, at our ATM, or on the Internet. The basis of each customer relationship, many of which span generations, is trust. You have chosen to do business with Gilmer National Bank, and we are obligated to honor that relationship with great care, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. We think it is important for you to be informed of the policies, procedures, and security measures we have in place to safeguard your personal and confidential information. The Board also acknowledges the legal restrictions on the disclosure of nonpublic personal information. The Bank collects nonpublic personal information about you from the following sources:

• Information we receive from you on the applications or other forms;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency.

The Bank does not disclose any nonpublic personal information about you to anyone, except as permitted by law. Our Internet provider has a confidentiality agreement with us to protect your personal information to the same extent that we must do.

We do not sell any of your personal information.

If you decide to close your account(s) or become an inactive customer, the Bank will adhere to the privacy policies and practices as described in this notice.

The Bank restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. The Bank maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. We education our employees about the importance of confidentiality and customer privacy. We take appropriate disciplinary measures to enforce employee privacy responsibilities. Please call GNB at 903-843-5653 if you need to give us sensitive confidential information.

We may disclose all of the information we collect, as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

Our website has numerous links to other 3rd party sites. These links to external third parties are offered as a courtesy and a convenience to our customers. Be sure to check the privacy statements of any third party website for information about their use of cookies and personal information they may collect, as you will be subject to their policies when you visit their sites.

If you have questions or concerns about the privacy policies and practices of these third parties, please contact them directly. This privacy policy applies solely to our website.

This financial institution respects the privacy of children. We do not knowingly collect names, email addresses, or any other personally identifiable information from children on our website. We do not knowingly market to children nor do we knowingly allow children to utilize the website.

New product releases may require changes to our Privacy Policy. The effective date of our policy will always be clearly displayed. If we make any changes regarding the use or disclosure of your personal information, we will provide you prior notice and the opportunity to opt-out of such disclosure if required by law.

If you have any questions or concerns about our privacy policy, please contact us directly.