Christmas Club Account


Christmas Tree and Presents
  • Rate Information: Check the Rates page of the Website for information concerning rates.
  • Frequency and Determination of rates: We may change the interest rate on your account at any time.
  • Compounding Frequency: Interest will be compounded every day. Interest will be credited to your account every statement cycle.
  • Effect of Closing an Account: If you close your account before interest is credited, you will not receive the accrued interest.
  • Daily Balance Computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Accrual of interest on noncash deposits: Interest begins to accrue on the first business day after the banking day you deposit noncash items. (example, checks)
  • Transaction limitations: If any withdrawal is made from this account before maturity, then this account may be closed.
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